The author is Ramalingam K , an MBA (Finance) and Certified Financial Planner . He is the Founder and Director of Holistic Investment Planners ( www.holisticinvestment.in ) a firm that offers Financial Planning and Wealth Management. He can be reached at ramalingam@holisticinvestment.in . The 10 Financial Doctrines of Wise Retirement Planning Let’s begin on planning finance for retirement: It is usual for many of us to aspire for a financially secure and happy retired life. However being financially prepared to meet the demands of retired life by saving and investing requires considering and following the 10 doctrines of wise retirement planning. A look at the 10 doctrines to wise retirement planning: 1) Provide for contingencies Most of us tend to underestimate our retirement needs. Provision for medical emergencies with inadequacy of medical insurance in old age requires financial provision. Lack of government social security schemes and retirement benefits to sel