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Ambition

Pour your ambition and knowledge into your thoughts, it will always flourish - barring someone else's negative opinion to derail you. Ankit Sent from BlackBerry® on Airtel

Suffocated

Fortunately got an opportunity to see an unfortunate story- PARZANIA. Though its too late, but I feel suffocated as Indian- the nation of Godhras, ayodhyas,1993s and so on... Ankit Sent from BlackBerry® on Airtel

Instruction Manual for Investing

Instruction Manual for Investing     Let's open the manual:   Every gadget you buy in the market comes with an instruction manual or user's manual. But your salary, savings...retirement don't come with an instruction manual.   So we don't know how to handle these and we end up mishandling. The result is poor investment choices and unhappy retirement. This article is an effort to draft an instruction manual for our investments.   Investment forms an integral part of our work life, with many wanting to save and invest to meet our long-term financial needs. We would all agree that just living from paycheque to paycheque would leave us in a bad financial state making us incapable of meeting our family's financial commitments and our expenses after retirement.   Don't Fly Blind; Have a Financial Plan   It is vital to chalk out a financial plan at the very beginning of our career. This plan would tell us how much we should save and invest. This plan al...

The 10 Financial Doctrines of Wise Retirement Planning

The author is Ramalingam K , an MBA (Finance) and Certified Financial Planner . He is the Founder and Director of Holistic Investment Planners ( www.holisticinvestment.in ) a firm that offers Financial Planning and Wealth Management. He can be reached at ramalingam@holisticinvestment.in .   The 10 Financial Doctrines of Wise Retirement Planning Let’s begin on planning finance for retirement: It is usual for many of us to aspire for a financially secure and happy retired life. However being financially prepared to meet the demands of retired life by saving and investing requires considering and following the 10 doctrines of wise retirement planning. A look at the 10 doctrines to wise retirement planning: 1) Provide for contingencies Most of us tend to underestimate our retirement needs. Provision for medical emergencies with inadequacy of medical insurance in old age requires financial provision. Lack of government social security schemes and retirement benefits to...